1890 FCS-DIA

Become a Family Financial Planner

Six courses are required to complete the online certificate program.  The course descriptions are below.

The course introduces students to the various financial planning topics that face families such as the financial planning process, family/planner interactions, time value of money applications, personal financial statements, cash flow and debt management, asset acquisition, and education planning. Risk management, investment planning, retirement planning, plan integration, and ethics are also discussed.

Financial Planning for Families

An in-depth study of risk management concepts, tools, and strategies for individuals and families, including the following types of insurance: life, property and casualty, liability, accident, disability, health, and long-term care; and government-subsidized programs. Current and emerging issues, as well as ethical considerations, relative to risk management will be discussed. Case studies will provide experience in selecting insurance products suitable for individuals and families

Insurance Planning for Families

This course is an overview of current tax laws, income tax principles, and taxation terminology. It focuses on tax planning considerations, computations, and tax planning strategies including tax pitfalls that impact families’ financial planning.  

Income Tax Planning for Families

This course provides the student with an understanding of the various types of securities traded in financial markets, investment theory and practice, portfolio construction and management, and investment strategies and tactics to meet a family’s investment goals.

Investment Planning for Families

This course provides students with knowledge of both public and private retirement plans.  The public plan includes Social Security, Medicare, and Medicaid.  The private plan includes defined benefit and defined contribution plans and their regulatory provision.  The specifics of the various plans are analyzed as well as non-qualified deferred compensation plans.  In addition, issues that individuals and families face in retirement, such as life-styles choices and medical issues are also discussed.

Retirement Planning for Families

This course focuses on the efficient conversation and transfer of wealth, consistent with the family’s goals.  It is a study of the legal, tax, financial and non-financial aspects of this process, covering topics such as trusts, wills, probate, advanced directives, charitable giving, wealth transfers and related taxes.  Prerequisites: Fundamentals of Family Financial Planning or consent of instructor.

Estate Planning for Families

Family Financial Planning Program

Required Courses